CARD USER GUIDE

Individuals who are 20 years of age or older with a proven income and approved by the Woori Bank CSS (Credit Scoring System) and qualification review.
Visit your nearest Woori Bank branch to find out your eligibility immediately.
Minors under 20 years old (e.g., college students) will be issued with a check card. (No credit card will be issued to those minors.)
The credit card for the housewife will be issued according to the "Apartment house resident criteria" or the "Spouse criteria."
(However, the credit card with a housewife qualification can be issued by visiting the branch only.)

Wage earners	Workers with earned incomes
Professionals	Working professionals with a specialized license (lawyer, patent agent, accountant, and qualified technician)
Self–employed	Those who have a business registration and conducted business for 6 months or more
Commission–based workers	One personal individual business (insurance sales man, loan sales man, lecturer of the private educational institute, teacher of home-school materials, etc.) owner or income earner.
Real estate owner	Person who owns properties
Apartment resident	Owner of the apartment house worth of KRW 100 million as the market price (KRW 50 million in the area of Seoul, Gyeonggi, Incheon, and other areas)
Woori Bank account holder	Woori Bank users with more than a certain level of transaction history
Housewife	If the spouse is qualified for a credit card.
Other income earners	Person with other incomes, such as a pension fund, dividend, or rental income

ID: Resident registration card, public worker’s ID card, driver’s license, passport, etc.
Documents for the proof of eligibility

Wage earners	One of the health insurance certificate, receipt for collection of withholding tax, proof of employment, or pay slip
Professionals	One of the professional license, health insurance certificate, proof of employment, or pay slip
individual proprietor	Document that can prove business operation more than 6 months, such as the business registration
Commission–based workers	One of the document that can prove the subscription of four national insurances, or pay slip.
Real estate owner	Certified copy of real estate register
Apartment resident	Document that can prove the residential status (one of the ID, resident registration card, utility bill receipt)
Woori Bank account holder	Documents may not be required.
Housewife	Documents supporting spouse’s proof of eligibility or income.
Other income earners	Evidential documents that can prove a pension fund, dividend, or rental income

If you provide the income statement, it will be reflected to your advantage when calculating a credit line.
When reviewing your eligibility for credit card issue, you can be required to submit more documents to prove eligibility.